Finding the Goldilocks Zone in Payroll & HCM Software

A conversation with Netchex CEO Abhinav on service, focus, and building technology that fits its customer.

Brett Ungashick
OutSail HRIS Advisor
March 3, 2026
user listening to our podcast

When Abhinav talks about Netchex, he does not start with technology. He starts with people.

That is not accidental. Before becoming CEO, Abhinav spent years inside the business, first leading product and engineering after joining in mid-2023, and then stepping into the CEO role about six months ago. But Netchex itself has been around far longer.

“The longtime founder who’d been there for 20 years had built an amazing business,” Abhinav said. “Their focus was really, really on customer service.”

Founded and headquartered in Louisiana, Netchex was bootstrapped for roughly 17 years. The company grew by staying close to customers and obsessing over one thing above all else: making sure payroll ran correctly, every single time.

That service-first DNA is still visible today.

From Zynga to HR Tech

Abhinav’s path into HR tech is not a straight line. Earlier in his career, he led product at Zynga, including FarmVille and Words with Friends.

“At the heart of it, Zynga really wasn’t a gaming company,” he explained. “It was a data and analytics and software company that happened to make a product of games.”

What stuck with him from that era was not the games themselves, but the discipline behind them.

“Our mission was very simple. How do we focus on using as much data as possible to figure out what gives joy to people?”

That mindset, serving users through rapid iteration and deep understanding, carried forward. Zynga pioneered live, constantly evolving products rather than static releases.

“That was just this amazing mind shift and a great training place.”

AI as an Enabler, Not the Point

When the conversation turned to AI, Abhinav framed it less as a feature and more as a platform shift.

“I think the AI platform shift or revolution is even bigger than the shift to social and mobile,” he said. “I think of it as in scope about as significant as the internet.”

But he was quick to clarify what customers actually care about.

“It’s not that customers want AI. I don’t think they really care that it’s AI, but the capabilities that it unleashes or enables for them are truly insane.”

At Netchex, that philosophy shows up in very practical ways. One example is Ask HR, a RAG-based tool trained only on a company’s own documents.

“It just eliminates so much repetitive work,” Abhinav said, listing questions like paycheck dates, holidays, benefits providers, and bereavement leave.

HR teams can audit responses, take over conversations, and stay in control.

“We never want to take control away. But we want to take the manual work out.”

The same thinking applies to performance management.

“People love it,” he said. “It’s really easy to get writer’s block when doing reviews… it really just guides you to writing better reviews.”

AI, in Netchex’s view, exists to reduce friction, not to create novelty.

The Goldilocks Gap in the Market

Abhinav sees the HR tech market as historically forcing buyers into a tradeoff.

“You’ve had the massive players,” he said. “They invest billions of dollars in R&D. But frankly, their customer service isn’t something to write home about.”

On the other end are small payroll bureaus and boutique providers.

“They win business because they are fanatical about customer service,” he said. “They will take care of you as a customer… but maybe the tech isn’t intuitive.”

Netchex is built around the belief that customers should not have to choose.

“Our view is simple, that you don’t have to choose,” Abhinav said. “We have a fantastic product for the industries and segments we compete in, and we bring that fanatical customer service.”

That balance shows up in hard numbers.

“Something like 90% of our calls are answered within a minute,” he said. “Customer satisfaction was 98%. About 75–80% of calls are resolved on the first call.”

Service Is Not a Slogan

The service culture at Netchex is not theoretical. It is operational.

Abhinav shared a story from the company’s early days, before cloud infrastructure was the norm.

“There was a pending storm,” he said. “The founders literally packed up the entire company, their families, the employees, pets, drove 100 miles to one of the founders’ parents.”

They rebuilt the company inside a warehouse.

“The net result is we never went down,” he said. “Every paycheck got to the employer and the employee when they needed it.”

That mentality persists through continuity of leadership.

“Our current CTO was the company’s first engineer,” Abhinav said. “Our head of onboarding was the company’s first employee.”

There is longevity, institutional memory, and care baked into how the company operates.

“We exist to help our clients,” he said. “We exist to make sure that they can run payroll, that their HR works, and that everybody gets paid on time and accurately.”

Focus Beats Surface Area

When competing against larger vendors, Abhinav believes focus is the real advantage.

“If you have 75% of your workforce outside of the U.S., we’re not for you,” he said. “We have payroll in the U.S. That’s what we focus on.”

Netchex is not building for every persona or every suite.

“We’re not focused on the IT department or the finance department,” he explained. “Some of our customers don’t even have an IT department.”

Instead, Netchex builds for hourly workers and frontline environments.

“A restaurant, a hotel, a doctor’s office,” he said. “People are not sitting in front of a computer all day long.”

Simplicity matters.

“I can’t emphasize enough the simplest,” Abhinav said. “People get wowed by all the bells and whistles, then the employee can’t figure out what they need to do.”

Training overhead becomes the hidden tax.

“That’s not where they want to spend their time, energy, or dollars.”

Where Netchex Is Headed

Looking ahead, the theme remains efficiency without losing control.

“The system should do all of that for you,” Abhinav said. “But it should still leave you in charge.”

AI plays a role here too, especially internally.

“We’re seeing massive productivity gains from our investment in AI for our developers,” he said. “The same R&D budget stretches many orders of magnitude more because it’s turbocharged by AI.”

But the strategy remains grounded.

“We focus on customers that have people in the field,” Abhinav said. “People who are actually doing real work.”

Closing

Netchex’s story is not about chasing the biggest possible market. It is about choosing one carefully.

By staying focused on service, resisting unnecessary surface area, and using technology to remove friction rather than add it, the company has carved out a position that feels increasingly rare.

In a market defined by extremes, Netchex is deliberately building the middle.

And for the customers it serves, that balance matters.

Reports
2025 HRIS 
Landscape Report
Read OutSail's 2025 HRIS Report with write-ups on 30+ leading vendors
Thank you! You can download your report at this link
Oops! Something went wrong while submitting the form.
Expert Support
Brett Ungashick
OutSail HRIS Advisor
Accelerate your HRIS selection process with free support
Thank you! Our team will reach out to you shortly
Oops! Something went wrong while submitting the form.
Newsletter
The HR Tech Download
Stay on the industry's cutting edge with our popular newsletter
Thank you! You will receive the next HR Tech Download newsletter
Oops! Something went wrong while submitting the form.
HR Consultants
Challenges go beyond technology?
Download our "State of HR  Outsourcing" whitepaper. Discover trends, strategies & costs within the HR consulting world
Thank you! You can download your report at this link
Oops! Something went wrong while submitting the form.

Meet the Author

Brett Ungashick
OutSail HRIS Advisor
Brett Ungashick, the friendly face behind OutSail, started his career at LinkedIn, selling HR software. This experience sparked an idea, leading him to create OutSail in 2018. Based in Denver, OutSail simplifies the HR software selection process, and Brett's hands-on approach has already helped over 1,000 companies, including SalesLoft, Hudl and DoorDash. He's a go-to guy for all things HR Tech, supporting companies in every industry and across 20+ countries. When he's not demystifying HR tech, you'll find Brett enjoying a round of golf or skiing down Colorado's slopes, always happy to chat about work or play.

Subscribe to the HR Tech Download

Don't miss out on the latest HR Tech trends. Subscribe now to stay updated
By subscribing you agree to our Privacy Policy.
Thank you! You are now subscribed to the HR Tech Download!
Oops! Something went wrong while submitting the form.